In our last newsletter, Andy and Richard shared their updates as they plan to step back a bit from some of their day-to-day activities in the business. Now, it's time to introduce you to some of the exciting changes they mentioned. A fresh approach We're thrilled as...
Getting older unfortunately might mean getting used to new limitations. However, making healthy lifestyle changes can improve your quality of life no matter what age you start at. So, instead of staying stuck in your ways, read on to discover five easy steps you can take to...
Building a business can be exciting and rewarding, and it might play a key role in ensuring you’re financially secure now and in the future. Yet, focusing all your attention on your business could mean you miss alternative ways to provide security later in life,...
For many pensioners, the State Pension provides a foundation to build their retirement income. Whether you’re already claiming the State Pension or it’s still some years away, here’s what you need to know in 2025/26. In the 2025/26 tax year, you can claim the State Pension...
While financial challenges often come up when those nearing retirement are asked about their concerns, emotional obstacles could be just as important. A financial plan might include looking at areas like your pensions and investments, but it could help you emotionally prepare for retirement as...
A cashflow model is a valuable tool that lets you understand how the value of your estate and individual assets might change in the future. But, to get the most out of it, you need to look beyond the numbers. A cashflow model provides a graphical...
Richard Butler Richard was one of the original founders of Butler Toll in 1990 and has played a pivotal part in building the business ever since. As part of a planned transition Richard made the decision to step away from providing Financial Advice at the beginning of...
When creating an estate plan, there might be people you want to pass wealth to but they’re not in a position to manage their finances. Using a trust could provide a way to leave a vulnerable loved one assets and feel confident they’ll be effectively...
Using allowances and exemptions could reduce your overall tax bill and help you get more out of your money. On 5 April 2025, the current tax year will end, and many tax-efficient allowances and exemptions will reset. So, here are five that you may want...