A relationship breakdown is never easy to navigate. As well as emotional challenges, there might be complex financial obstacles you need to overcome. While sitting down to discuss your financial plan might be the last thing on your mind, doing so could offer much-needed clarity...
According to a Citywire report, forecasts from the Office for Budget Responsibility (OBR) suggest the amount of Inheritance Tax (IHT) paid to HMRC will have increased by 11.6% in 2024/25 compared to 2023/24. This will mean that the total amount of IHT paid in the 2024/25...
Technology has made it easier than ever to invest and review the performance of your portfolio. Yet, it could also be harming your decision-making skills and the way you approach managing your finances. Understanding when and how technology has the potential to negatively affect your investments...
Achieving “financial freedom” is an aspiration many people have. Yet, it can mean different things to each person and is influenced by other lifestyle goals, so defining how to measure it for you could help you turn it into a reality. Securing financial freedom so you...
This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast. Financial wellbeing is...
In a remarkable tribute to a wonderful person, several hundred people gathered on Thursday 5 June at Kingsdown Cemetery and Crematorium, Swindon to celebrate the life of Andy Westall. Joining Andy’s family were friends and colleagues from all aspects of Andy’s life, each with a story...
Keeping You Financial Plan on track if circumstances change Part 3 in our series of Articles highlighting the benefits of Butler Toll’s Annual Review Service If there is one thing we are all aware of is that our lives and the world we live in is ever-evolving....
When you’re creating an estate plan, there are a lot of areas you might need to include, from considering tax liability to naming your beneficiaries. It’s an important part of your financial plan and, if you want to protect or provide for younger family members,...
24% of people think all their savings are tax-free, according to a Lloyds Bank survey carried out in February 2025. However, they could be in for an unexpected shock, as the interest earned on savings might be liable for Income Tax. The good news is, there...