Investment Planning
An investment portfolio should be based on a clear understanding of your current financial position, financial objectives and the level of risk you are prepared to take in order to achieve them. Use of available tax structures to maximise the tax efficiency of investment returns is important, as is the quality of the underlying investment management. Asset managers offer a wide range of investment propositions, and it is crucial that you choose one you are comfortable with, as a portfolio is likely to be a long-term investment. Important considerations include: the investment philosophy and process, the investment manager’s credentials and the types of assets used in the construction of portfolios and charges.