Reaching the minimum pension age and being able to access your retirement savings might mean new possibilities opening up. You may start thinking about giving up work, withdrawing a lump sum to pursue a goal, or using your pension to boost your regular income. It’s an...
Handling finances is a part of life and something that most people do, but that doesn’t mean it isn’t stressful. Indeed, many people don’t feel confident making financial decisions, and financial advice could ease their mental load. Even when you’re relatively comfortable, managing your finances can...
How you approach managing your finances could affect your ability to reach long-term goals. The Japanese spending philosophy “kakeibo” could help you practice financial mindfulness and get more out of your assets. Spending money without thinking about how it’ll affect your long-term finances could mean you...
In our last newsletter, Andy and Richard shared their updates as they plan to step back a bit from some of their day-to-day activities in the business. Now, it's time to introduce you to some of the exciting changes they mentioned. A fresh approach We're thrilled as...
Getting older unfortunately might mean getting used to new limitations. However, making healthy lifestyle changes can improve your quality of life no matter what age you start at. So, instead of staying stuck in your ways, read on to discover five easy steps you can take to...
Building a business can be exciting and rewarding, and it might play a key role in ensuring you’re financially secure now and in the future. Yet, focusing all your attention on your business could mean you miss alternative ways to provide security later in life,...
For many pensioners, the State Pension provides a foundation to build their retirement income. Whether you’re already claiming the State Pension or it’s still some years away, here’s what you need to know in 2025/26. In the 2025/26 tax year, you can claim the State Pension...
While financial challenges often come up when those nearing retirement are asked about their concerns, emotional obstacles could be just as important. A financial plan might include looking at areas like your pensions and investments, but it could help you emotionally prepare for retirement as...
A cashflow model is a valuable tool that lets you understand how the value of your estate and individual assets might change in the future. But, to get the most out of it, you need to look beyond the numbers. A cashflow model provides a graphical...